Travel insurance, sorted before take-off

Medical bills abroad, cancelled trips, lost bags, missed connections — the four costs that can dwarf the airfare. Get a quote from our insurance partner in minutes and fly covered. FlyraGo may earn a commission from the provider.

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EKTA travel insurance — medical cover up to $500,000, COVID coverage included, 24/7 multilingual support, instant policy by email.

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What a travel policy actually covers

  • Medical abroad: hospital and treatment costs — the single biggest financial risk of any long-haul trip, and the reason policies exist.
  • Cancellation: non-refundable flights and hotels covered when illness or emergencies force the trip to fold.
  • Baggage: delayed, damaged or lost — above what the airline owes, which is usually less than people assume.
  • Delay and missed connection: costs when the airline's failure cascades into your onward plans.

Who needs what

Short city break in Europe: basic medical plus cancellation is the core. Schengen visas require proof of €30,000 medical cover — a policy is a visa prerequisite, not an optional extra. Long-haul or adventure itineraries (diving, skiing, trekking): add the activity riders, standard policies exclude them. Family trips: group policies usually undercut per-person cover — quote the whole household.

Frequently asked questions

Do you sell the insurance?

No — FlyraGo sends you to the insurance provider (EKTA). You buy directly from them, and they underwrite and service the policy.

Is travel insurance required for a visa?

For Schengen visas, yes — proof of medical cover of at least €30,000 is part of the application. Other countries vary; check the official embassy source for yours.

When should I buy travel insurance?

As soon as you book anything non-refundable — cancellation cover starts from purchase, so a policy bought at booking protects more of the trip than one bought at the airport.

Does it cover pre-existing conditions?

Policies differ — some exclude them, some cover declared conditions. Declare everything at quote time; undeclared conditions are the most common claim rejection.